Companion Complete

Companion Complete Program Coverage Details
Enrollment Age Cats: 8weeks - 10 years Dogs: 8weeks - 8 years (6 Years for Select Breed Dogs)	Incident	Coverage Amount
Accident Benefits 70% coverage $100 deductible	Coverage amount is for each separate accident.	$ 5,000 per Incident $unlimited lifetime
Illness Benefits 70% coverage $100 deductible	Coverage amount is for each of 12 separate illness categories: •cardiovascular & respiratory system • digestive system • urogenital system • musculoskeletal system • nervous system • eyes • ears • skin • endocrine system • blood & lymphoid system • infectious diseases • cancer	$ 5,000 per Category $60,000 lifetime
Wellness Plan (Optional)* Up to coverage amount 100% coverage Zero deductible	For annual wellness costs, including: • vaccinations • annual physical exam • spay/neuter • heartworm testing and preventative • teeth cleaning (scale and polish) • flea & tick	$150 annual limit
Additional Benefits Up to coverage amount 100% coverage Zero deductible	Accidental Death If your pet should die from injuries as a result of an untreated accident, its original purchase price will be reimbursed, up to policy limit.	$ 500
	Boarding Kennel Fees Boarding or home care to a maximum of $25/day for your pet should you become hospitalized for more than 48 hours and are unable to care for your pet.	$ 250
	Recovery Costs To pay for advertising or to offer a reward should your pet go missing.	$ 150
	Euthanasia.& Cremation To cover the cost of euthanasia and cremation	$ 100

	Monthly Premium for Cats:	$ 25.50
	Monthly Premium for Dogs:	$ 44.95
	Monthly Premium for Select Breed Dogs:	$ 58.95
	Adding the Wellness Plan to your coverage increases your monthly premium by $12.95/Month*
Co-Payment: The Insurer will reimburse seventy (70) percent of each covered claim up to the Insured Limit. The Insured’s share will be thirty (30) percent of each covered claim. This is referred to as the co-payment. Once the Insurer’s share, (70%) of each covered claim, has been established the applicable deductible will be applied. The net will be reimbursed to the Insured. Deductible: The Deductible is the stated dollar amount per accident, or Illness Condition for which the Insured is responsible. A one-hundred dollar ($100.00) deductible is applicable per incident for accidents and per condition, per policy term, for illnesses.

Please refer to policy Terms and Conditions for full details of coverage. Conditions cannot be noted, treated, symptomatic or pre-existing prior to the coverage effective date. There is a 30 day waiting period on illnesses from the coverage effective date of the policy.

Terms & Conditions

Veterinary costs are rising. The field of animal medicine has advanced rapidly in past decades allowing veterinarians to successfully treat conditions that were previously considered untreatable. However with these advances has come an increase in the cost of veterinary care. It is estimated that North American pet owners now spend over $10 billion a year on healthcare for their pets.