Companion Optimum

Companion Optimum Program Coverage Details
Enrollment Age 8weeks - 6 years	Incident	Coverage Amount
Illness Benefits 90% coverage $100 deductible *First time illness coverage amount is per policy term/year.	*First Time Illness Should your pet suffer from an illness which was not diagnosed or treated prior to the coverage/policy effective date.	$ 1,500
Accident Benefits 90% coverage $100 deductible	Foreign Body Ingestion Surgery If your pet ingests a foreign body and needs to have it surgically or endoscopically removed.	$ 2,000
	Motor Vehicle Accident Should your pet be involved in a motor vehicle accident.	$ 2,000
	Poison Ingestion Should your pet ingest a defined poisonous substance and require medical treatment.	$ 2,000
	Bone Fracture Should your pet suffer a bone fracture which requires medical treatment (not including teeth, or if caused by a motor vehicle accident).	$ 2,000
	Lacerations If your pet requires medical treatment for an accidental laceration such as cut pads or dog/cat bites.	$ 2,000
	Burns Should your pet suffer burns which require medical treatment (not caused by a motor vehicle accident).	$ 2,000
	Allergic Reaction To Insect Bites Should your pet be bitten or stung by an insect and suffer an allergic reaction which requires medical treatment.	$ 2,000
Wellness Plan (Optional)* Up to coverage amount 100% coverage Zero deductible	For annual wellness costs, including: • vaccinations • annual physical exam • spay/neuter • heartworm testing and preventative • teeth cleaning (scale and polish) • flea & tick	$150 annual limit
Additional Benefits Up to coverage amount 100% coverage Zero deductible	Recovery Costs To cover the cost of advertising or to offer a reward should your pet be lost or stolen.	$ 150
	Euthanasia and Cremation To cover the cost of euthanasia and cremation.	$ 100

	Monthly Premium for Cats:	$ 14.95
	Monthly Premium for Dogs:	$ 19.95
	Adding the Wellness Plan to your coverage increases your monthly premium by $12.95/Month*
Co-Payment: The Insurer will reimburse ninty (90) percent of each covered claim up to the Insured Limit. The Insured’s share will be ten (10) percent of each covered claim. This is referred to as the co-payment. Once the Insurer’s share, (90%) of each covered claim, has been established the applicable deductible will be applied. The net will be reimbursed to the Insured. Deductible: The Deductible is the stated dollar amount per accident, or Illness Condition for which the Insured is responsible. A one-hundred dollar ($100.00) deductible is applicable per incident for accidents and per condition, per policy term, for illnesses.

Please refer to policy Terms and Conditions for full details of coverage. Conditions cannot be noted, treated, symptomatic or pre-existing prior to the coverage effective date.

Terms & Conditions

• One in three pets will need emergency veterinary treatment every year.

• Two out of every three pets will experience a significant health problem during their lifetime.